Visa MasterCard American Express Discovery

Discover® Card

Discover® More Card - $0 Balance Transfer Fee!

Discover® More Card - $0 Balance Transfer Fee!
Card Highlights:
Card Category: Consumer
Card Type: Unsecured
Required Credit Rating: Excellent / Good
Issuing Country: United States
Available Rewards:
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Miles

Cash

Points

Charity
About Credit Card:
  • Limited Time Offer - $0 Balance Transfer Fee!±
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%.±
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.
  • Discover is ranked #1 in customer loyalty - 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report).
  • 24/7 access to a U.S. - based Account Manager within 60 seconds.
  • $0 Fraud Liability plus automatic mobile and email fraud alert options.
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.
  • ±Click apply to view rates, fees, rewards, limitations and other important information.
  • Unlimited cash rewards that never expire.
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.
  • Flexible redemption options - Choose from Partner gift cards, merchandise, Discover gift cards, charity, or cash.
ZERO LIABILITY
Credit Card Rates
Purchases:
Introductory APR: 0%
Introductory Period: 12 months
Ongoing APR: 10.99% -
19.99%± Variable
Default APR: Up to 24.99%60
Minimum Grace Period: 25 days
Minimum Finance
Charge:
$0.50
Balance Transfers:
Introductory APR: 0%
Introductory Period: 12  months
Ongoing APR: 10.99% -
19.99%± Variable
Default APR: Up to 24.99%60
Minimum Grace Period: n/a
Minimum Finance
Charge:
$0.50
Cash Advances:
Introductory APR: n/a
Introductory Period: n/a
Ongoing APR: 23.99%
Default APR: see site
Minimum Grace Period: n/a
Minimum Finance
Charge:
$0.50
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum: n/a
Fee Rate: 0%
Maximum: n/a
Cash Advance Fees:
Minimum: $10
Fee Rate: 5%
Maximum: n/a
Foreign Transaction Fees
Minimum: n/a
Fee Rate: 2%
Maximum: n/a
Credit Card Other Fees
Initial Fees:
Setup Fee: $0
Maintenance Fees:
Annual Fee: $0
Penalty Fees:
Late Payment Fee: Up to $35
± Click apply to view rates, fees, rewards, limitations and other important information.
60 The default APR for purchases and balance transfers may vary monthly and equals the Prime Rate + an amount between up to 12.74% and up to 21.74%.
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