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Discover® Card

Discover® More Card - Black

Discover® More Card - Black
Card Highlights:
Card Category: Consumer
Card Type: Unsecured
Required Credit Rating: Excellent / Good
Issuing Country: United States
Available Rewards:
For explanation of each icon
click here

Miles

Cash

Points

Charity
About Credit Card:
  • 0% intro APR on balance transfers for a full 12 months, then the Regular APR.
  • 0% intro APR on purchases for a full 9 months, then the Regular APR.
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more.
  • Up to 1% unlimited Cashback Bonus on all other purchases.
  • No Annual Fee.
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall.
  • Unlimited cash rewards that never expire.
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.
  • Flexible redemption options with no redemption fee. Choose from Partner gift cards, merchandise, Discover gift cards, credit to your Discover card account or an electronic deposit to your bank account.
 ZERO LIABILITY
Credit Card Rates
Purchases:
Introductory APR: 0%
Introductory Period: 9 months
Ongoing APR: 11.99% -
20.99%± (V)
Default APR: Up to 25.99%21
Minimum Grace Period: 25 days
Minimum Finance
Charge:		 $0.50
Balance Transfers:
Introductory APR: 0%
Introductory Period: 12 months
Ongoing APR: 11.99% -
20.99%± (V)
Default APR: Up to 25.99%21
Minimum Grace Period: n/a
Minimum Finance
Charge:		 $0.50
Cash Advances:
Introductory APR: n/a
Introductory Period: n/a
Ongoing APR: 23.99%
Default APR: Up to 28.99%
Minimum Grace Period: n/a
Minimum Finance
Charge:		 $0.50
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum: n/a
Fee Rate: 4%
Maximum: n/a
Cash Advance Fees:
Minimum: $10
Fee Rate: 5%
Maximum: n/a
Foreign Exchange Fees
Minimum: n/a
Fee Rate: 2%
Maximum: n/a
Credit Card Other Fees
Initial Fees:
Setup Fee: $0
Maintenance Fees:
Annual Fee: $0
Penalty Fees:
Late Payment Fee: Up to $35
± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length.
21 The default APR for purchases and balance transfers may vary monthly and equals the Prime Rate + an amount between up to 13.74% and up to 22.74%.
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