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Discover® Card

Discover® Motiva Card

Discover® Motiva Card
Card Highlights:
Card Category: Consumer
Card Type: Unsecured
Required Credit Rating: Excellent / Good
Issuing Country: United States
Available Rewards:
For explanation of each icon
click here

Miles

Cash

Points

Charity
About Credit Card:
  • 3.99% Intro APR.
  • No Annual Fee.
  • 5% to 20% Cashback Bonus.
  • Earn up to 1% Cashback Bonus on all other purchases.
  • Double Cashback Bonus on grocery store purchases in November and December.
  • Get a $20 Discover Gift Card just for shopping with your Discover Card.**
  • Pay-On-Time Bonus® equal to a full month′s interest added to your Cashback Bonus account.
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Free payment by phone.
  • Automatic email reminders when a Payment Due Date is nearing or when a payment has been made.
  • Unlimited cash rewards.
 ZERO LIABILITY
Credit Card Rates
Purchases:
Introductory APR: 3.99%
Introductory Period: 6 months
Ongoing APR: 10.99%±
Default APR: 28.99%
Minimum Grace Period: 25 days
Minimum Finance
Charge:		 $0.50
Balance Transfers:
Introductory APR: 3.99%
Introductory Period: 12 months
Ongoing APR: 10.99%±
Default APR: 28.99%
Minimum Grace Period: n/a
Minimum Finance
Charge:		 $0.50
Cash Advances:
Introductory APR: n/a
Introductory Period: n/a
Ongoing APR: 23.99%
Default APR: 28.99%
Minimum Grace Period: n/a
Minimum Finance
Charge:		 $0.50
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum: n/a
Fee Rate: 3%
Maximum: n/a
Cash Advance Fees:
Minimum: $5
Fee Rate: 3%
Maximum: n/a
Foreign Exchange Fees
Minimum: n/a
Fee Rate: n/a
Maximum: n/a
Credit Card Other Fees
Initial Fees:
Setup Fee: $0
Maintenance Fees:
Annual Fee: $0
Penalty Fees:
Late Payment Fee: $19
** Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at a participating mall between 11/01/08 - 01/04/09, while supplies last. Original receipts and the Discover Card used to make the purchases must be presented to a participating mall's Customer Service by 01/04/09. Limit 5 Gift Cards per account, while supplies last, during the promotion period. Gift Card is valid through July 31, 2009.
± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length.
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