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Top Cards for Excellent Credit

Excellent credit cards are designed for those people who have excellent payment skills, and as a result high score. If you make regular payments and your debt/available credit ratio is low, then you have good chances to enjoy all the privileges of excellent plastic money offers, including best interest rates, fee-free cards, not mention various rewards programs, and other benefits.

These Credit Offers are Only for People with Excellent or Good Credit History.
Have Bad or No Credit History? Click Here! Fair Credit? Click Here!
Best Credit Cards from
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  • 0% Intro APR.
  • No Annual Fee.
  • Great Rewards Programs.
Discover® Card
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  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%.±
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.
Discover® Card
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  • Earn Cashback Bonus for your good credit managment.
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%.±
  • Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com.
Discover® Card
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  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%.±
  • 2% automatically at gas stations and restaurants all year long.±
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com.
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The Longest 0% APR Period for Balance Transfer
Discover Flag BGR

0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%.±

0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%.±

  Bank Name
Card Name
Intro APR
PURCH.
Intro Period
PURCH.
Intro
APR
BAL.TR.
Intro
Period
BAL.TR.
APR %Annual Fee Apply
Details
Discover® Card
Miles by Discover® Card
n/an/a0%12 months10.99% -
15.99%± Variable
$0 Apply
Online

See details
n/an/aYesn/a15.24% -
19.24% (V)
$02 Apply
Online

See details
0%12 monthsYesn/a17.24% -
22.24% (V)
$0 Apply
Online

See details
0%6 months0%6 months10.99% -
16.99%± Variable
$60± Apply
Online

See details
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Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable
± Click apply to view rates, fees, rewards, limitations and other important information.
2 $0 intro annual fee for the first year, then $95.

Latest Card NEWS

0% APR credit cards for people with excellent credit history
August 20, 2011

If you have been managing your finances wisely and have not gone beyond your spending means, you are in luck. Almost all the major credit card lenders are looking to sign on people with excellent credit scores and make them a part of their business because they fall und[...]

QUESTIONS about cards

QDo store credit cards help build credit?...

Store credit cards do help people with poor credit establish or rebuild their credit history if used carefully and wisely.[...]

Generally, people with excellent credit rating are considered as reliable and trustworthy. Meaning these customers are a good risk for lenders, that is why they may expect to get the best credit cards.

Excellent history is a shortcut to low interest credit offers, no annual fee plastics, as well as those ones that come with extremely tempting rates on balance transfers. Feel free to compare offers with platinum benefits from the leading US card issuers and choose the one that suits you right.

Compare plastic money deals by major payment systems like Visa and MasterCard to make an online credit card approval. If you own a business and would like to run your company more effectively, review plastics for business needs from Advanta bank, and other lenders. You can also observe the best consumer credit deals from Discover.

Once you want to get more benefits from using your card, pay close attention to cash rebate plastics that allow earning more rewards on eligible purchases. Take for example gasoline cards that enable you to save on gas, or plastic money deals with airline miles and hotel credit offers for your journeys.
Good credit history also gives a lot of opportunities. Plastic money offers for good score customers are getting closer to excellent cards in their terms. So, if your score is good, feel free to look for the best terms and find plastic money offers with the most attractive features and terms.

You can consider cash back cards that charge zero percent APR and no annual fee as well as offers with low rates on balance transfers and flexible rewards programs. If you search for small business credit cards, you are sure to find the most suitable offer, as all business plastics are designed in accordance with your company's needs.

When you qualify for cards for excellent credit, you get one step closer to effective money management. Once you choose the plastic with the terms that meet your requirements, you can save a round sum of money, as most plastics for excellent history come with low rates, not to speak about other perks like zero percent introductory rates on purchases and balance transfers.

If you are interested in plastic money offers that give you additional benefits, go to the corresponding pages to examine the cards with hotel rewards, air miles, cash back bonuses, and point rewards. However, these cards require good financial skills, as they can hardly bring you many benefits if used irresponsibly.

Before applying for a card, it would be better to check your credit to make sure you are eligible for this or that offer. Compare the terms and conditions and apply online for the credit card you like and qualify for!

Credit Cards by Credit

AllAboutCredit.net is a web resource where you can find best credit cards online, choose the most attractive offer and apply online for the plastic that suits you best!

However, if you want to obtain the cards with desirable features, you should know that your score is one of the crucial points when it comes to plastic money deals. Your score is earned gradually and it may take years to maintain a good credit score. But why is it so important?

First and foremost, it enables lenders to estimate whether you are a reliable customer or not. Good history is essential if you want to obtain plastics with beneficial terms. All plastic money deals presented at our site are divided by the type of history required, so estimate your credit history and check the plastics you qualify for.

If you doubt to be an excellent customer, you can try good credit cards, which terms are also very tempting. Fair credit cards are issued for customers who want to strengthen their payment history, while bad credit cards come with options that will help you increase your score. If you are just starting, you can try our no credit cards. Find offers suitable for your type of history and get the best plastic online!
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