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Displaying 10 to 20 (of 158 questions) Page:   2 of 16
Date:
March 28, 2011, 12:00 am
does my credit card ever expire?
Answer:

The answer is 'yes'. Every credit card has its own expiration date. You can find this date right on your credit card.

Date:
March 15, 2011, 5:11 am
credit cards for people with bad credit with at least a $500.00 limit or more.
Answer:

If you are searching for a card for bad credit you can visit our bad credit card page containing the best bad credit card offers. Browse through the cards specifically aimed at people with bad credit, choose the right card for you and apply online. Hope you will find the right card you've been looking for, and apply online.

Date:
March 10, 2011, 6:46 am
what are mastercard cards?
Answer:

These are cards, both credit and prepaid, with a MasterCard logo on them. Such cards are issued by different banks and credit card companies that cooperate with MasterCard, but not by MasterCard. MasterCard just provides a method of payment for card transactions. MasterCard cards are accepted worldwide.

Date:
March 3, 2011, 6:55 am
can i change my credit card due date?
Answer:
Some banks and credit card issuers do allow their credit card holders to set their own due dates but keep in mind these have to be monthly. Please contact your credit card company and negotiate this.
Date:
February 24, 2011, 4:52 am
i want to get rid of my credit card debt will I save my money if i transfer this debt onto another credit card with 0% intro rate
Answer:

In fact, balance transfer credit cards (and these are credit cards to offer you low or 0% intro APR on balance transfers for a certain period of time but reasonable balance transfer fee) can help you save in interest. This is because you transfer your existing balance from your high interest rate credit card to a lower APR credit card. If you do so, please make sure the new balance transfer card comes with go-to APR (after promo period is over) lower than your previous rate. And try to pay off your balance transferred in full within the promo period.

Date:
February 17, 2011, 6:49 am
do my rewards points expire?
Answer:

It depends largely on the rewards credit card you have. Please look over the terms and conditions for your credit card carefully and find it out.

Date:
February 4, 2011, 12:32 pm
my cc company ratejacked me, outrageous! what should I do
Answer:

If your credit card company wants to increase your current interest rate charged on your debt, under the new credit card rules you have 60 days to reject or accept this hike in the rate. If you do not accept this change you can opt to close your credit card account and pay off your outstanding balance (in installments or in lump sum) at your current interest rate (then you won’t be able to use this credit card to make new purchases) or consider balance transfer credit cards to move your outstanding balance and save.

Date:
January 28, 2011, 1:17 am
what is a grace period?
Answer:

For credit cards, the grace period is the time during which you pay your credit card balance without paying any interest. The grace period can last up to 30 days.

Date:
January 20, 2011, 8:08 am
I run a small business and want a credit card to administer business expenses of my employees. Is it a good idea, I mean, will a credit card be helpful?
Answer:

A credit card will be of great help in your case. Business cards help you keep personal finances separate from business ones. It is very convenient to have all the business transactions made through business credit cards. Business credit cards allow you to give your employees their own cards and keep track of all their spending. At AllAboutCredit.net you can find a great selection of business cards. Look through the cards aimed at businesses, find a card to meet your business purposes best and apply online right from our site.

Date:
January 13, 2011, 7:00 am
I haven’t received my credit card bill this month. When is my cc bill expected to arrive? I’ll be late on my pay due to this delay
Answer:

If you haven’t received your credit card bill on time it doesn’t mean you have a right not to pay on time. According to the Fed regulations, banks and credit card issuers should send you a statement at least 21 days before your payment is due. But you are still responsible for paying your cc bill on time, even if the bill doesn’t arrive in good time. And don’t forget to give your bank or credit card company your new address beforehand if you are going to move.

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