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Displaying 100 to 110 (of 158 questions) Page:   11 of 16
Date:
February 14, 2007, 4:59 am
I can't get a bank account for my newly incorporated small business because I messed up with equifax 4 years ago. I'd like to get a credit card for my small business. Does any company offer credit cards to small business owners with bad credit?
Answer:
To take advantage of best credit cards for small business, you need to improve your credit score. Some credit card companies really have small business credit cards for bad credit in their assortment. More likely, you’ll be offered a secured credit card. You deposit some money in the bank which will guarantee your credit card debt.And you can be using the card up to that same amount. When you make use of your credit card and pay it off on time, you will start to rebuild your credit. To choose, what credit card deals can meet your needs, get acquainted with various credit card applications from Advanta Bank, American Express and Chase Bank and then apply online for credit card, most suited for your situation.

Best,
Manager of Immediate Credit Card Care Service
Date:
February 6, 2007, 1:54 am
how much is the minimum $ anualy
Answer:
The minimum dollar amount that you must pay each year is formed of monthly payments. If it is a credit card account, the minimum payment may be no more than 2 to 3 percent of the unpaid amount and often depends on the
outstanding balance. Some credit card companies can set a high minimum if they are not sure of your ability to repay. In this case your credit history will matter. On the whole, your smallest monthly payment must comply with the terms and conditions of the credit agreement. They payment includes rates and fees, so read the terms and conditions carefully before you apply online for a credit card, especially when the credit history allows only a bad credit card or there isn't any credit history at all.

Best,
Manager of Immediate Credit Card Care Service
Date:
February 2, 2007, 6:45 am
HOW DO I CLEAR A CREDIT CARD BILL THAT I NEVER HAD? I HAVE NEVER HAD A CREDIT CARD IN MY NAME, BUT IN MY CREDIT SCORE THERE IS NON-PAID CHASE CREDIT CARD.
Answer:
You should dispute your credit report errors. Your credit rating will determine if you can get an approval for future credit. Dispute your credit report and you will amend your credit score if there are any errors. There are several ways to dispute your credit report. First, check it up. It should include all your creditors and accounts. Then, research and file errors. The non-paid Chase credit card mey be one of them. Then apply directly to the creditor to resolve the issue. If Chase corrects the issue, request a letter from them verifying the decision. You need to submit this letter to all 3 credit agencies (Experian, TransUnion, Equifax) as they all can collect different information. The bureaus will correct errors on your credit report.
Apply online and get your best credit card!

Best,
Manager of Immediate Credit Card Care Service
Date:
February 1, 2007, 2:25 am
Can someone I authorize also use the card?
Answer:
When you add an authorized user, this person's name is simply added to the bottom of the credit card application. The person you want to add will get an identical credit card in YOUR name. The bills would go to you and whatever is charged will be added to your account. There are usually no restrictions as to who may be added to the account, for instance, some people add their pets (!).
An autorized user is not responsible for the bills if the card owner refuses to repay. A second user will be only punished if his/her name is on the account of the defaulter. The authorized user's credit history may be reflected on the credit report. The primary cardholder's bad payment history affects the second user's credit score. If a person wants to see good payment history of the primary cardholder on his/hercredit history, you should contact the creditor to list the account on the report. Apply online and get a credit card for you and your second cardholder!

Best,
Manager of Immediate Credit Card Care Service
Date:
January 31, 2007, 7:22 am
does having a non-credit card debt go to a collection agency affect your overall credit rating, and can it affect your interest rates?
Answer:
Actually, not the fact of going to collection agency affects your credit score, but the fact of non-payment
matters here. Usually, the interest rate depends on your credit history. It may be a fixed low rate as long as
you pay on time. Once you miss the payment, it springs up to a high level. On the whole, if you cannot pay your
debt on a credit card, sometimes it is more considerable to file for bankruptcy. Hope it's not your case. Get rid of your
debt faster, and apply online for a good credit card as life demands having at least one credit card in your pocket!
Stay in contact with AllAboutCredit.net and you will be always up on the news. See all the latest credit card offers.

Best,
Manager of Immediate Credit Card Care Service
Date:
January 29, 2007, 2:05 am
Want to sign on to check my account and payments made
Answer:
You know, we just present credit cards of different banks and credit card companies such as Discover Credit Cards, Visa Credit Cards, American Express Credit Cards and Mastercard Credit Cards. If you want to use a
service like online banking, you should apply directly to the bank. Unfortunately, we do not provide such
information as website addresses and links. Please, use a search engine and find your bank's official
website. You can also sign for a credit card here, since we provide the best credit cards to apply online. At
the site you can get an instant approval if your credit history is good to excellent.

Best,
Manager of Immediate Credit Card Care Service
Date:
January 26, 2007, 6:20 am
I have 2 credit cards with higher interest rates that together total approximately $7500 and two gasoline cards that total about $500. I have good credit standing with a FICO score around 692 and do not wish to lower it by starting to apply for many credit cards. I also would like a card that would leave me with about $5000 spending allowance just in case of emergencies such as having car repairs done, etc. but am not planning to use the card except in dire need. I would like to have a fixed rate, but do not think my score warrants such a card. Do you have a suggestion before I begin applying for a card (not a Chase or Capital One) that would fit my needs? Thank you for your assistance. Carolyn Griffith
Answer:
Acoording to our standards of credit score, you also have a good credit history. We can recommend several credit cards for good credit. First of all, these are good credit cards from American Express, Citibank and Discover.
For example, the Platinum Discover Card offers 0% introductory APR for 12 Months, no annual fee, 5% cashback bonus on certain purchases and up to 1% cashback bonus on all other purchases automatically.
The Blue from American Express will also be a good choice if you haven't yet got it. It provides one of the lowest APRs - 4.99% for life of balance. It also has no annual fee, a free rewards program and a good credit line of up to $100,000. Apply online for a credit card and be sure you qualify!

Best,
Manager of Immediate Credit Card Care Service
Date:
January 25, 2007, 2:44 am
I have a small business and need to get a credit card. My credit is not good it is a poor rating what card should i get?
Answer:
Choosing a small business credit card, mind that our credit cards for business require a good or an excellent credit history. However, this must be individual credit history and not the special business credit history. If your credit score is poor, you can only select one of bad credit cards. If you apply for a bad credit credit card, surely you can get it. However, the credit card won't have such features as a business crdit card does. Usually, small business credit cards are very helpful in managing accounts, employees' money and taxes. So we recommend browsing a credit card for business in the Internet or improve your credit history and apply online at www.AllAboutCredit.net!

Best,
Manager of Immediate Credit Card Care Service
Date:
January 24, 2007, 4:52 am
how do i get a new card and cancel my old one
Answer:
If you want to a cancel credit card, remember - it is crucial to cancel only cards with empty credit lines. Keep credit card open until full repayment. Do not show your credit card company that you are going to close the credit card, as they can hitch up the rate.
When you close the account, you can notify the credit card company by phone. The customer service number is on the back of the card or on your monthly statement. You can also do it with a letter (containing your name, address and account number), but better use both means.
Wait 30 days for closing and get a copy of your credit report. Check up if it has 'closed at customer's request' mark and if the account is erased from your credit report. If the credit card company reported the account was "closed by creditor", this can affect you. If the issuer does the latter, repeat the procedure.
You can apply online for a crdit card chhosing one of the best credit cards from the site. Insert the credit card application and submit!

Best,
Manager of Immediate Credit Card Care Service
Date:
January 23, 2007, 8:03 am
it has been 20 tears since i hadn av am ex card .when i applied recentley i was denied.mind you i now have an rating witrh D&B i have compnanys thet deal with me on open invoices have i excellect company credit and very good rsonnal credit.buy i try not mix the two its importatant that business crdit an personnal keep serarate.what do you suggest
Answer:
Yes, it's important to separate business and personal credit cards. That's why you have got two credit histories
- your individual one and you business credit history. Probably your personal credit history is poor or fair, in any case, it's not enough to get the credit card you applied for. What for the suggestions, look for credit card deals
for business that require corporative credit history. Or, improve your individual credit history using one of
our credit cards for business. Apply online if you are sure to be eligible for the credit card! Check up your credit score and apply!

Best,
Manager of Immediate Credit Card Care Service
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