About Us | Contact Us | Privacy Policy | Terms of Use | Site Map
Best Credit Cards
Credit Cards by Credit
Reward Credit Cards
Credit Cards by Spendings
Credit Cards by Issuer
Foreign Credit Cards
How good is your credit? Get a FREE copy of your credit report.
Obtain your credit score instantly. Previously only lenders could access your credit score. Now you can too.
Instant online delivery of the 3 Bureau Credit Report. An effective tool for mortgage shopping and financial planning.
Our Partners
Discover® More Card

Urgent Credit Assistance




Whatever You’re into, Get into Credit Assistance!
Most probably the answer to your inquiry is in our databank.
Turn to the Search before asking your question.

ex.: How can I re-establish my credit?

Ask a question
Check Result
Enter Your Name
Notify of answers to e-mail
Enter Your Question
Insert the figures from the picture:
Note:Please, DO NOT include your personal information like your SSN or your credit card number.

When you post a query, you tacitly accept Terms and Conditions.
Displaying 60 to 70 (of 109 questions) Page:   7 of 11
User Name:
griffithasdasdasd
Date:
January 26, 2007, 4:00 am
I have 2 credit cards with higher interest rates that together total approximately $7500 and two gasoline cards that total about $500. I have good credit standing with a FICO score around 692 and do not wish to lower it by starting to apply for many credit cards. I also would like a card that would leave me with about $5000 spending allowance just in case of emergencies such as having car repairs done, etc. but am not planning to use the card except in dire need. I would like to have a fixed rate, but do not think my score warrants such a card. Do you have a suggestion before I begin applying for a card (not a Chase or Capital One) that would fit my needs? Thank you for your assistance. Carolyn Griffith
Answer:
Acoording to our standards of credit score, you also have a good credit history. We can recommend several credit cards for good credit. First of all, these are good credit cards from American Express, Citibank and Discover.
For example, the Platinum Discover Card offers 0% introductory APR for 12 Months, no annual fee, 5% cashback bonus on certain purchases and up to 1% cashback bonus on all other purchases automatically.
The Blue from American Express will also be a good choice if you haven't yet got it. It provides one of the lowest APRs - 4.99% for life of balance. It also has no annual fee, a free rewards program and a good credit line of up to $100,000. Apply online for a credit card and be sure you qualify!

Best,
Manager of Immediate Credit Card Care Service
User Name:
Richard L McLaughlinasdasdasd
Date:
January 29, 2007, 3:59 am
Want to sign on to check my account and payments made
Answer:
You know, we just present credit cards of different banks and credit card companies such as Discover Credit Cards, Visa Credit Cards, American Express Credit Cards and Mastercard Credit Cards. If you want to use a
service like online banking, you should apply directly to the bank. Unfortunately, we do not provide such
information as website addresses and links. Please, use a search engine and find your bank's official
website. You can also sign for a credit card here, since we provide the best credit cards to apply online. At
the site you can get an instant approval if your credit history is good to excellent.

Best,
Manager of Immediate Credit Card Care Service
User Name:
Sydney Washburnasdasdasd
Date:
January 30, 2007, 3:53 am
does having a non-credit card debt go to a collection agency affect your overall credit rating, and can it affect your interest rates?
Answer:
Actually, not the fact of going to collection agency affects your credit score, but the fact of non-payment
matters here. Usually, the interest rate depends on your credit history. It may be a fixed low rate as long as
you pay on time. Once you miss the payment, it springs up to a high level. On the whole, if you cannot pay your
debt on a credit card, sometimes it is more considerable to file for bankruptcy. Hope it's not your case. Get rid of your
debt faster, and apply online for a good credit card as life demands having at least one credit card in your pocket!
Stay in contact with AllAboutCredit.net and you will be always up on the news. See all the latest credit card offers.

Best,
Manager of Immediate Credit Card Care Service
User Name:
Carol M. Corbettasdasdasd
Date:
February 1, 2007, 4:07 am
Can someone I authorize also use the card?
Answer:
When you add an authorized user, this person's name is simply added to the bottom of the credit card application. The person you want to add will get an identical credit card in YOUR name. The bills would go to you and whatever is charged will be added to your account. There are usually no restrictions as to who may be added to the account, for instance, some people add their pets (!).
An autorized user is not responsible for the bills if the card owner refuses to repay. A second user will be only punished if his/her name is on the account of the defaulter. The authorized user's credit history may be reflected on the credit report. The primary cardholder's bad payment history affects the second user's credit score. If a person wants to see good payment history of the primary cardholder on his/hercredit history, you should contact the creditor to list the account on the report. Apply online and get a credit card for you and your second cardholder!

Best,
Manager of Immediate Credit Card Care Service
User Name:
RAQUEL FLORESasdasdasd
Date:
February 2, 2007, 5:18 am
HOW DO I CLEAR A CREDIT CARD BILL THAT I NEVER HAD? I HAVE NEVER HAD A CREDIT CARD IN MY NAME, BUT IN MY CREDIT SCORE THERE IS NON-PAID CHASE CREDIT CARD.
Answer:
You should dispute your credit report errors. Your credit rating will determine if you can get an approval for future credit. Dispute your credit report and you will amend your credit score if there are any errors. There are several ways to dispute your credit report. First, check it up. It should include all your creditors and accounts. Then, research and file errors. The non-paid Chase credit card mey be one of them. Then apply directly to the creditor to resolve the issue. If Chase corrects the issue, request a letter from them verifying the decision. You need to submit this letter to all 3 credit agencies (Experian, TransUnion, Equifax) as they all can collect different information. The bureaus will correct errors on your credit report.
Apply online and get your best credit card!

Best,
Manager of Immediate Credit Card Care Service
User Name:
stuart prechtasdasdasd
Date:
February 5, 2007, 4:15 am
how much is the minimum $ anualy
Answer:
The minimum dollar amount that you must pay each year is formed of monthly payments. If it is a credit card account, the minimum payment may be no more than 2 to 3 percent of the unpaid amount and often depends on the
outstanding balance. Some credit card companies can set a high minimum if they are not sure of your ability to repay. In this case your credit history will matter. On the whole, your smallest monthly payment must comply with the terms and conditions of the credit agreement. They payment includes rates and fees, so read the terms and conditions carefully before you apply online for a credit card, especially when the credit history allows only a bad credit card or there isn't any credit history at all.

Best,
Manager of Immediate Credit Card Care Service
User Name:
Laurel Mullikinasdasdasd
Date:
February 7, 2007, 4:07 am
I would like to know what kind of credit score I should have to apply for an American Express Credit card with airline miles? Would you be able to tell me? Thank you, Laurel
Answer:
Among credit cards for frequent fliers there are several credit cards from American Express. These credit cards ar unsecured and require a good to excellent credit history. Actually, according to our table of credit scores, a good credit is 660-749 points. Excellent credit incorporates points of 750 to 850. So if your credit history is good, you can apply for two credit cards with airline miles: The Blue Sky from American Express offers 0% introductory APR for 6 months. It charges no annual fee and allows saving on any airline, hotel, or rental car. There are no blackout dates or travel restrictions. American Express Delta SkyMiles Gold Card provides 9.99% APR for life of balance. Among other benefits you will like no fee for the first year. Earn bonus miles after first purchase and for adding a secondary cardholder. Apply online and get your credit card! Best, Manager of Immediate Credit Card Care Service
User Name:
Che Pompeyasdasdasd
Date:
February 8, 2007, 12:48 am
I can't get a bank account for my newly incorporated small business because I messed up with equifax 4 years ago. I'd like to get a credit card for my small business. Does any company offer credit cards to small business owners with bad credit?
Answer:
To take advantage of best credit cards for small business, you need to improve your credit score. Some credit card companies really have small business credit cards for bad credit in their assortment. More likely, you’ll be offered a secured credit card. You deposit some money in the bank which will guarantee your credit card debt.And you can be using the card up to that same amount. When you make use of your credit card and pay it off on time, you will start to rebuild your credit. To choose, what credit card deals can meet your needs, get acquainted with various credit card applications from Advanta Bank, American Express and Chase Bank and then apply online for credit card, most suited for your situation.

Best,
Manager of Immediate Credit Card Care Service
User Name:
cathyasdasdasd
Date:
February 15, 2007, 4:21 am
it will be the frist time i try to get a credit card, i just want a card so i can use it for online stuff... is there something like that? what will be best for me with it being my frist credit card?\\ thank you
Answer:
If you do not have credit history, you cannot apply online for credit card yet. One of the variants, helping you build credit, is opening a checking account or a saving account, which demonstrates the creditors your money management. After a certain period of time you can apply for secured credit cards. No credit cards offers can also be beneficial for starting your credit history. Many secured credit cards for bad credit as well as credit cards for no credit history can require a bank deposit or co-signers.
Unsecured credit cards for no credit may charge really impressive rates, though among them you can find the best online credit card offers for no credit.
If you’d like to purchase online, you can make your choice in favor of MasterCard or Visa debit cards, which are accepted in most the cases. But first you should build your credit history.

Best,
Manager of Immediate Credit Card Care Service
User Name:
Desiree Levanasdasdasd
Date:
February 16, 2007, 6:21 am
how am i supposed to get credit when no one will let me get a card? im looking for a card that has no annual fee and low intrest rates........and i would be able to use it any were....can u please help me? thank you
Answer:
The fact, whether you’ll be approved and get a card you’ve chosen or denied, depends on your credit history. If it is negative - you’ll need credit improvement. In this case a secured credit card is just what you need. Start with a secured credit card for no credit, which precedes bad credit card. Continue with credit card offers for bad credit and succeed with the last step to good credit history – fair credit cards. If you do your best and always pay off your cards in time, step by step you’ll reach good credit, which will let you benefit from the best no annual fee and low interest credit cards. To choose the appropriate secured credit card, examine different secured credit card applications.

Best,
Manager of Immediate Credit Card Care Service
Find best credit cards
About Us | Contact Us | Privacy Policy | Terms of Use | Site Map
Copyright © 2001 - 2008 AllAboutCredit.net All Rights Reserved.