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Merrill Lynch

MERRILL+® Visa® Credit Card

MERRILL+® Visa® Credit Card
Card Highlights:
Card Category: Consumer
Card Type: Unsecured
Required Credit Rating: Excellent / Good
Issuing Country: United States
Available Rewards:
For explanation of each icon
click here

Miles

Cash

Points

Charity
About Credit Card:
Card issued by FIA Card Services, NA.
  • 1.9% APR for 12 billing cycles and is applied to balance transfers.
  • No annual fee and a low competitive 9.99% APR.
  • Earn 1 point for every $1 spent on net retail purchases and redeem them for a wide variety of merchandise, gift cards and travel experiences.
  • There`s no limit to the number of points you can earn.
  • Anytime, Anywhere, Any Airline - air rewards starting at 25,000 points, with no blackout dates.
ZERO LIABILITY
Credit Card Rates
Purchases:
Introductory APR: n/a
Introductory Period: n/a
Ongoing APR: 9.99%
Default APR: n/a
Minimum Grace Period: 25 Days
Minimum Finance
Charge:
see terms
Balance Transfers:
Introductory APR: 1.9%
Introductory Period: 12
billing cycles
Ongoing APR: 9.99%
Default APR: n/a
Minimum Grace Period: n/a
Minimum Finance
Charge:
see terms
Cash Advances:
Introductory APR: 1.9%
Introductory Period: 12
billing cycles
Ongoing APR: 9.99%
Default APR: n/a
Minimum Grace Period: n/a
Minimum Finance
Charge:
see terms
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum: $10
Fee Rate: 3%
Maximum: $75
Cash Advance Fees:
Minimum: $10
Fee Rate: 3%
Maximum: $75
Foreign Exchange Fees
Minimum: n/a
Fee Rate: 2%
Maximum: n/a
Credit Card Other Fees
Initial Fees:
Setup Fee: $0
Maintenance Fees:
Annual Fee: $0
Penalty Fees:
Late Payment Fee: $15
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