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Card Highlights:
Card Category: Consumer
Card Type: Unsecured
Required Credit Rating: Excellent / Good
Issuing Country: United States
Available Rewards:
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Miles

Cash

Points

Charity
About Credit Card:
  • 0% Intro APR.*
  • No Annual Fee.
  • 5% Cashback Bonus®.**
  • Up to 1% Cashback Bonus on all other purchases automatically.
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners.
  • Unlimited cash rewards.
  • $0 Fraud Liability Guarantee.
ZERO LIABILITY
Credit Card Rates
Purchases:
Introductory APR: 0%
Introductory Period: 6 months
Ongoing APR: 10.99%±
Default APR: 30.99%
Minimum Grace Period: 25 days
Minimum Finance
Charge:
$0.50
Balance Transfers:
Introductory APR: 0%
Introductory Period: 12 months±
Ongoing APR: 10.99%±
Default APR: 30.99%
Minimum Grace Period: n/a
Minimum Finance
Charge:
$0.50
Cash Advances:
Introductory APR: n/a
Introductory Period: n/a
Ongoing APR: 23.99%
Default APR: 30.99%
Minimum Grace Period: n/a
Minimum Finance
Charge:
$0.50
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum: $10
Fee Rate: 3%
Maximum: $75
Cash Advance Fees:
Minimum: $5
Fee Rate: 3%
Maximum: n/a
Foreign Exchange Fees
Minimum: n/a
Fee Rate: n/a
Maximum: n/a
Credit Card Other Fees
Initial Fees:
Setup Fee: $0
Maintenance Fees:
Annual Fee: $0
Penalty Fees:
Late Payment Fee: $19
* 0% Intro APR on Purchases and Balance Transfers.
± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length.
** 5% Cashback Bonus® in categories that change like travel, home improvement stores, gas, groceries, restaurants, movies and many more.
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