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Orchard Bank® Classic MasterCards

Orchard Bank® Classic MasterCards
Card Highlights:
Card Category: Consumer
Card Type: Unsecured
Required Credit Rating: Fair Credit
Issuing Country: United States
Available Rewards:
For explanation of each icon
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Miles

Cash

Points

Charity
About Credit Card:
  • An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations.
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way.
  • Email and text messages to remind you of your upcoming payment due date with online enrollment.
  • On-call customer service representatives to assist you with questions or concerns.
ZERO LIABILITY
Credit Card Rates
Purchases:
Introductory APR: n/a
Introductory Period: n/a
Ongoing APR: 7.90% -
28.90%
Default APR: 29.49%
Minimum Grace Period: n/a
Minimum Finance
Charge:
$1.00
Balance Transfers:
Introductory APR: n/a
Introductory Period: n/a
Ongoing APR: 7.90% -
28.90%
Default APR: 29.49%
Minimum Grace Period: n/a
Minimum Finance
Charge:
$1.00
Cash Advances:
Introductory APR: n/a
Introductory Period: n/a
Ongoing APR: 20.90%
Default APR: 29.49%
Minimum Grace Period: n/a
Minimum Finance
Charge:
$1.00
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum: $5
Fee Rate: 5%
Maximum: n/a
Cash Advance Fees:
Minimum: $5
Fee Rate: 5%
Maximum: n/a
Foreign Exchange Fees
Minimum: n/a
Fee Rate: 3%
Maximum: n/a
Credit Card Other Fees
Initial Fees:
Setup Fee: $0 - $39
Maintenance Fees:
Annual Fee: $35 - $79
Penalty Fees:
Late Payment Fee: $30
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