When your kids begin an adult life in college, they get tones of great card offers and beneficial deals, but they are mainly interested in student credit cards. All major credit card companies offer college student these deals, even though these plastics are a little bit different from the mainstream cards. Students can use these plastics to buy everything they need and even get cash back bonuses or rewards.
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Student Credit Cards
Capital One®
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Student Credit Cards
Capital One®
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Student Credit Cards
Citibank
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Student Credit Cards
First PREMIER Bank
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A new "Urgent Credit Assistance"
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• First of all student plastics feature rather low interest rates. Credit card companies do their best o please their young customers in order to cooperate with them in the future!
• Plastics for students are pretty easy to get as they don't require cosigner.
• Student cards usually have absolutely no annual fee.
• At first credit limit may be lower than the limit on regular plastics, but as soon as your student proves to be a responsible credit card user, the bank will raise the credit limit accordingly.
Usually college students do not search for these cards. At the beginning of each semester the representatives of credit companies appear on the campuses and offer students to apply. Unfortunately, some students apply for too many plastics in order to get a free dining certificate or a discount to their favorite store and then find themselves in a big debt. That's why it is wise to search for student cards together with your student online! You will see the great variety of offers for students and can advise your child to get the best student card.
| Bank Name Card Name |
Intro APR PURCH. | Intro Period PURCH. | Intro APR BAL.TR. | Intro Period BAL.TR. | APR % | Annual Fee | Apply Details |
|
|
0% | 6 months | 0% | 6 months | 12.99% | $0 |
Apply online See details |
|
|
0% | 6 months | 0% | 6 months | 12.99% | $0 |
Apply online See details |
Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable
You can also teach your college student about the wise usage of student cards in order not to graduate from college with a huge debt! These tips are very simple, but your child should really know and use them!
• Teach your kid to use student credit cards only for necessities, not to buy party supplies or to go to the bar!
• Encourage your child to pay off the balance in full and each month. Explain that it is very important, because if they are late with their payments, they may be hit with a sky-high interest rate.
• Discourage him or her from filling in credit card applications simply because they want to get a free dinner or a gift certificate. It is very simple, plastics are financial tools and they require responsibility!
• Teach your student how to use plastics wisely by giving some basics of smart money management!
There is doubt that you should be absolutely sure that your child will be able to handle the responsibility of having a credit card! If you are not sure, you may agree to pay his or her bills for a month or two and analyze some mistakes in order to avoid making them in the future, when your kid will be on his or her own. Life in college really requires self-dependency! Student credit cards will teach your child to understand that it is high-time to be fully responsible for his or her spendings and that it is necessary to develop good credit habits and a high credit score before it is time to take a big step into the world of adults! And you as a parent will always have a piece of mind, because you will know that your child will be able to use student credit card in case of any emergency situation!
• Teach your kid to use student credit cards only for necessities, not to buy party supplies or to go to the bar!
• Encourage your child to pay off the balance in full and each month. Explain that it is very important, because if they are late with their payments, they may be hit with a sky-high interest rate.
• Discourage him or her from filling in credit card applications simply because they want to get a free dinner or a gift certificate. It is very simple, plastics are financial tools and they require responsibility!
• Teach your student how to use plastics wisely by giving some basics of smart money management!
There is doubt that you should be absolutely sure that your child will be able to handle the responsibility of having a credit card! If you are not sure, you may agree to pay his or her bills for a month or two and analyze some mistakes in order to avoid making them in the future, when your kid will be on his or her own. Life in college really requires self-dependency! Student credit cards will teach your child to understand that it is high-time to be fully responsible for his or her spendings and that it is necessary to develop good credit habits and a high credit score before it is time to take a big step into the world of adults! And you as a parent will always have a piece of mind, because you will know that your child will be able to use student credit card in case of any emergency situation!
Credit Cards by Spendings
AllAboutCredit.net offers you the best credit cards online issued by all major credit card companies! We have divided all cards by the type of spendings, especially for you. Now you can easily pick a plastic depending on your purchasing behavior. Choose the best deals for consumers, businessmen or students!
Consumer credit cards are issued especially for people who want to make purchases comfortably and quickly and get rewards and rebates at the same time! The best consumer credit cards are issued for the customers with good credit history and give rather attractive rewards, like gift certificates, nice discounts, free trips and many other!
Business credit cards are created especially for people, who would like to have stable and profitable business. They will save you a great amount of cash on business trips, hotel stays and will also help you to separate your own expenses from your business ones!
Student credit cards will help to establish credit and help in everyday student's life! These plastics will teach young people with no credit good spending habits. They are proved to be the best and the most beneficial plastics for the young consumers!
Compare all credit cards and apply online for the cards that suit your needs! At AllAboutCredit.net there is a perfect plastic for you!
Consumer credit cards are issued especially for people who want to make purchases comfortably and quickly and get rewards and rebates at the same time! The best consumer credit cards are issued for the customers with good credit history and give rather attractive rewards, like gift certificates, nice discounts, free trips and many other!
Business credit cards are created especially for people, who would like to have stable and profitable business. They will save you a great amount of cash on business trips, hotel stays and will also help you to separate your own expenses from your business ones!
Student credit cards will help to establish credit and help in everyday student's life! These plastics will teach young people with no credit good spending habits. They are proved to be the best and the most beneficial plastics for the young consumers!
Compare all credit cards and apply online for the cards that suit your needs! At AllAboutCredit.net there is a perfect plastic for you!








