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Find Good Credit Cards for Bad Credit

If your credit score is low due to some reasons, credit cards for bad credit may help you rebuild your credit history and boost your FICO score. These cards give a second chance to those borrowers who failed to build their credit in the past. Bad/no credit offers are also good for beginners or students, i.e. for those who have just started establishing their FICO score. Want to raise your current credit rating? Feel free to do so with credit cards designed especially for people with limited or bad credit. Compare credit offers presented at this page and apply for the card that is right for you!

  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Get the security and convenience of a full-feature, unsecured VISA® Credit Card - accepted at millions of merchant and ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won´t
  • No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
  • No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms.
  • Instant Response (Delays may occur depending on application data provided).
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  Bank Name
Card Name
Credit HistoryAnnual Fee Application Processing Fee Apply
Poor$0 - $99See terms Apply

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Bad/Poor$35 - $99*See Terms* Apply

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Poor$0 - $99See terms Apply

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Latest Card NEWS

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A recent survey on students and personal finance found that while many students are confident that they understand the basics of how finances work, they don’t think they do a good job of managing their money, and they lack understanding of how credit works. The US [...]

QUESTIONS about cards

QDo store credit cards help build credit?...

Store credit cards do help people with poor credit establish or rebuild their credit history if used carefully and wisely.[...]

FICO score is used by banks and companies to determine your credit risk. Like it or not, but it takes time and effort to build good credit history. Even customers with excellent scores started building their credit from scratch.

The best way to build credit is to apply for a credit card. But if you have limited credit, lenders will treat you as a "high risk" customer. That's why borrowers with limited or bad credit face serious difficulties when searching for a good bank card. In view of the fact that most banks cater for people with excellent and good credit, it can be a real challenge to find the right card. But if you know how to shop around for the best deal, the chances are you'll get what you want.

Bad credit cards are actually not that bad as they're painted. Just the other way round, they can be efficient credit rebuilding tools when used wisely. The key is to understand how these cards work and how you can make the most of them.

Credit cards for bad credit history come into two types - secured and unsecured. For obtaining secured bank cards, you're required to place collateral that generally equals to a spending limit on your new card. The good thing about secured products is that you're not likely to be turned down even if your credit score is low. Secured cards work just like regular ones but be ready to make a deposit for opening a new account.

Unsecured cards for bad credit are regular credit cards. They don't require any collateral but they do require a credit check. It means that a lender will carefully check your financial management activities before approving you. If you have bad or limited credit, you run the risk of being rejected but you can eliminate this risk when applying for cards designed especially for bad credit. Once these applications require your type of history, you are likely to be approved.

Before choosing a credit card to apply for, take your time to compare credit offers designed for those with bad history. Interest rates, fees and other details vary from company to company, so it pays to shop around for the best deal. Read the terms and conditions of your credit agreement carefully before submitting your application. Select the card that suits you best and apply online!

This way, if your score is really high, you can apply for excellent credit cards that offer the best rates and require no annual fee to be paid. For those whose score is a bit lower, good credit cards are available. Once your score is less than perfect, you'd better apply for bad credit cards. For people who have just started to establish his/her credit history, cards for no credit will be the right choice!

Credit Cards by Credit

On this page we have collected credit cards for consumers with bad or limited credit history, so that you can browse through the deals with peace of mind knowing that you're selecting the offer that matches your FICO score.

Having an excellent FICO score is every consumer's dream. It's a crucial point that allows lenders to estimate their risks and thus set interest rates according to your score. The higher your score, the less you will pay in interest and fees.

This way, if your score is really high, you can apply for excellent credit cards. They offer the best interest rates, rewards programs and require no annual fee to be paid. Those, whose score is a bit lower, can consider applying for good credit cards. They have good features to reward your smart financial behavior! Those with fair credit history can look through and compare fair credit cards. If you have bad credit and want to rebuild your credit history, apply for bad credit cards. For people who are new to credit, cards for no credit will be the right choice!
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