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Find Good Credit Cards for Bad Credit

If your credit score is low due to some reasons, credit cards for bad credit may help you rebuild your credit history and boost your FICO score. These cards give a second chance to those borrowers who failed to build their credit in the past. Bad/no credit offers are also good for beginners or students, i.e. for those who have just started establishing their FICO score. Want to raise your current credit rating? Feel free to do so with credit cards designed especially for people with limited or bad credit. Compare credit offers presented at this page and apply for the card that is right for you!

Horizon Gold Credit Card

$500 Credit Limit. No Credit Check.

Reports to a Major Credit Bureau.

Credit One Bank® Credit Card with Gas Rewards

Unlimited 1% cash back gas rewards.

Get Pre-Qualified without affecting your credit score.

  Bank Name
Card Name
Credit HistoryAnnual Fee Activation Fee Apply
Details
Bad $0 $0
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 275,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
  • We just love saying "YES!"
  • Get $50 off $200 - USE Promo Code NC801. Exp. 8/3/2015.
  • *SEE Fingerhut.com Site for Terms & Conditions.
Apply
Online

See details
Any $49 $0
  • Shop Brand Name Electronics.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.6
  • 0% APR.
  • Reward Points for every dollar spent.
  • Low Flexible Payments.
  • Reports to Major Credit Bureau.
  • Bad Credit - OK.
Apply
Online

See details
Bad See website $0
  • Shop thousands of your favorite brands.
  • Enjoy a $1,000 Credit Line! To purchase popular brand name products exclusively at our online store.
  • No Credit Checks & No Credit Turndowns!
  • We won´t check your credit and you will not be denied for bad credit. Buy Now...Pay Later!
Apply
Online

See details
Pick up the cards of your
choice and compare them
Chosen cards:

Prepaid Debit Cards for Any Credit History:

  Bank Name
Card Name
Activation FeeGuaranteed ApprovalCredit CheckBuild Credit Apply
Details
$0 No No No
  • Get the power of a NetSpend prepaid card with Western Union® worldwide money transfer.
  • Free direct deposit to help you get your paychecks and government payments up to 2 days faster!*
  • Send WU® money transfers to nearly 500,000 agent locations in over 200 countries and territories on your mobile phone or from the comfort of home.
  • Receive WU® money transfer funds directly onto your card in the online account center.
  • Add cash at over 130,000 reload locations including Western Union®, CVS/pharmacy®, Family Dollar® and participating 7-ELEVEN® locations.
  • Plus: No credit check, late fees, or interest payments because this is not a credit card.
  • *Card issued by MetaBank®, Member FDIC. Terms & conditions apply. Click "Apply Now" for full details and to learn more.
Apply
Online

See details
$0 Yes! No No
  • Trust Brink′s with your money. Securing cash and valuables since 1859.
  • Get paid up to 2 days faster with Direct Deposit.
  • Access your money whenever, wherever you are. Use your mobile phone and online Account Center to check your balance, send money, find reload/ATM locations and much more.
  • Let Alerts help you stay connected to your money. Know when your card is used, direct deposit arrives, transaction details and your available balance.
  • Shop securely Online with a Virtual Account so you don′t have to use your card number.
  • Add extra protection for shopping in stores by putting your photo on your card.
  • Earn Cash Back via the Payback Rewards program from restaurants, shops and more.
  • $10 Purchase Cushion When You′re A Little Short.
Apply
Online

See details
see site No No No
  • Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard!
  • Use free direct deposit and get your paychecks faster.
  • Get account alerts on your mobile device or download our App to check your balance and see recent transactions.
  • Open an optional savings account currently offering a 5.00% APY for balances up to $5,000 (new).
  • Earn Cash back rewards from specially selected stores, restaurants and more.
  • No credit check, overdraft fees or interest charges.
  • Safer than carrying cash - use it to pay for everyday purchases.
Apply
Online

See details
Pick up the cards of your
choice and compare them
Chosen cards:

Latest Card NEWS

Breadwinner Moms Face Financial Challenges
July 27, 2015

The National Foundation for Credit Counseling (NFCC) is bringing to light some of the struggles faced by mothers who are the sole breadwinners for their families. These can include reduced income, increased expenses, and poor credit. Citing a Pew Research study, the [...]

QUESTIONS about cards

QDo store credit cards help build credit?...

Store credit cards do help people with poor credit establish or rebuild their credit history if used carefully and wisely.[...]

FICO score is used by banks and companies to determine your credit risk. Like it or not, but it takes time and effort to build good credit history. Even customers with excellent scores started building their credit from scratch.

The best way to build credit is to apply for a credit card. But if you have limited credit, lenders will treat you as a "high risk" customer. That's why borrowers with limited or bad credit face serious difficulties when searching for a good bank card. In view of the fact that most banks cater for people with excellent and good credit, it can be a real challenge to find the right card. But if you know how to shop around for the best deal, the chances are you'll get what you want.

Bad credit cards are actually not that bad as they're painted. Just the other way round, they can be efficient credit rebuilding tools when used wisely. The key is to understand how these cards work and how you can make the most of them.

Credit cards for bad credit history come into two types - secured and unsecured. For obtaining secured bank cards, you're required to place collateral that generally equals to a spending limit on your new card. The good thing about secured products is that you're not likely to be turned down even if your credit score is low. Secured cards work just like regular ones but be ready to make a deposit for opening a new account.

Unsecured cards for bad credit are regular credit cards. They don't require any collateral but they do require a credit check. It means that a lender will carefully check your financial management activities before approving you. If you have bad or limited credit, you run the risk of being rejected but you can eliminate this risk when applying for cards designed especially for bad credit. Once these applications require your type of history, you are likely to be approved.

Before choosing a credit card to apply for, take your time to compare credit offers designed for those with bad history. Interest rates, fees and other details vary from company to company, so it pays to shop around for the best deal. Read the terms and conditions of your credit agreement carefully before submitting your application. Select the card that suits you best and apply online!

This way, if your score is really high, you can apply for excellent credit cards that offer the best rates and require no annual fee to be paid. For those whose score is a bit lower, good credit cards are available. Once your score is less than perfect, you'd better apply for bad credit cards. For people who have just started to establish his/her credit history, cards for no credit will be the right choice!

Credit Cards by Credit

On this page we have collected credit cards for consumers with bad or limited credit history, so that you can browse through the deals with peace of mind knowing that you're selecting the offer that matches your FICO score.

Having an excellent FICO score is every consumer's dream. It's a crucial point that allows lenders to estimate their risks and thus set interest rates according to your score. The higher your score, the less you will pay in interest and fees.

This way, if your score is really high, you can apply for excellent credit cards. They offer the best interest rates, rewards programs and require no annual fee to be paid. Those, whose score is a bit lower, can consider applying for good credit cards. They have good features to reward your smart financial behavior! Those with fair credit history can look through and compare fair credit cards. If you have bad credit and want to rebuild your credit history, apply for bad credit cards. For people who are new to credit, cards for no credit will be the right choice!
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