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Find Good Credit Cards for Bad Credit

If your credit score is low due to some reasons, credit cards for bad credit may help you rebuild your credit history and boost your FICO score. These cards give a second chance to those borrowers who failed to build their credit in the past. Bad/no credit offers are also good for beginners or students, i.e. for those who have just started establishing their FICO score. Want to improve your current credit rating? Feel free to do so with credit cards designed especially for people with limited or bad credit. Compare credit offers presented at this page and apply for the card that is right for you!

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  Bank Name
Card Name
Credit HistoryAnnual Fee Activation Fee Apply
Details
Bad $0 $0
  • No Annual Fee.68
  • No Over Limit Fee.68
  • Get Response in 60 seconds.
  • No down payments, no layaway and no surprises.
  • Apply for Fingerhut Credit today. Fill out our easy online application.
  • Low Monthly Payments.69
  • Choose From Over 70,000 Products.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments with Fingerhut Credit!
  • Get the Credit You Deserve.
  • We just love saying "YES!".
Apply
Online

See details
Poor / Bad $35-$99 $0
  • Unlimited 1% back gas rewards.
  • No limit to the gas rewards you can earn.
  • Rewards post to your account automatically each month.
  • Pre-Qualifying for our card is easy, fast and won´t affect your credit score.
  • Automatic reviews for credit line increase opportunities.
  • Free online monthly credit score tracking included.
Apply
Online

See details
Any Credit (No Credit Check) $49 $29.99
  • No Credit Check.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.78
  • 0% APR.
  • Reward Points for every dollar spent.
  • Shop Brand Name Merchandise.
  • Low Flexible Payments.
  • Reports to Major Credit Bureau.
  • Free Shipping.
  • No Employment Check.
  • Bad Credit - OK.
  • Response in 60 seconds or less.
  • Choose from thousands of products.
  • $25 off first purchase of $400 or more. Coupon Code: SEPTSAVE25. Expires: 09/30/14.
Apply
Online

See details
Bad See website $0
  • Shop thousands of your favorite brands.
  • Enjoy a $1,000 Credit Line! To purchase popular brand name products exclusively at our online store.
  • No Credit Checks & No Credit Turndowns!
  • We won´t check your credit and you will not be denied for bad credit. Buy Now...Pay Later!
Apply
Online

See details
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QUESTIONS about cards

QDo store credit cards help build credit?...

Store credit cards do help people with poor credit establish or rebuild their credit history if used carefully and wisely.[...]

FICO score is used by banks and companies to determine your credit risk. Like it or not, but it takes time and effort to build good credit history. Even customers with excellent scores started building their credit from scratch.

The best way to build credit is to apply for a credit card. But if you have limited credit, lenders will treat you as a "high risk" customer. That's why borrowers with limited or bad credit face serious difficulties when searching for a good bank card. In view of the fact that most banks cater for people with excellent and good credit, it can be a real challenge to find the right card. But if you know how to shop around for the best deal, the chances are you'll get what you want.

Bad credit cards are actually not that bad as they're painted. Just the other way round, they can be efficient credit rebuilding tools when used wisely. The key is to understand how these cards work and how you can make the most of them.

Credit cards for bad credit history come into two types - secured and unsecured. For obtaining secured bank cards, you're required to place collateral that generally equals to a spending limit on your new card. The good thing about secured products is that you're not likely to be turned down even if your credit score is low. Secured cards work just like regular ones but be ready to make a deposit for opening a new account.

Unsecured cards for bad credit are regular credit cards. They don't require any collateral but they do require a credit check. It means that a lender will carefully check your financial management activities before approving you. If you have bad or limited credit, you run the risk of being rejected but you can eliminate this risk when applying for cards designed especially for bad credit. Once these applications require your type of history, you are likely to be approved.

Before choosing the best card to apply for, take your time to compare credit offers designed for those with bad history. Interest rates, fees and other details vary from company to company, so it pays to shop around for the best deal. Read the terms and conditions of your credit agreement carefully before submitting your application. Select the card that suits you best and apply online!

Credit Cards by Credit

On this page we have collected credit cards for consumers with bad or limited credit history, so that you can browse through the deals with peace of mind knowing that you're selecting the offer that matches your FICO score.

Having an excellent FICO score is every consumer's dream. It's a crucial point that allows lenders to estimate their risks and thus set interest rates according to your score. The higher your score, the less you will pay in interest and fees.

This way, if your score is really high, you can apply for excellent credit cards. They offer the best interest rates, rewards programs and require no annual fee to be paid. Those, whose score is a bit lower, can consider applying for good credit cards. They have good features to reward your smart financial behavior! Those with fair credit history can look through and compare fair credit cards. If you have bad credit and want to improve your credit history, apply for bad credit cards. For people who are new to credit, cards for no credit will be the right choice!
68 The Fingerhut Credit Account is offered to US residents by WebBank, a Utah-chartered industrial bank, located in Salt Lake City, UT. Member FDIC, who determines eligibility and qualifications for the terms of credit.
69 If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit.
78 In Accordance with Terms and Conditions.
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