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Apply for Credit Cards for Those with No History

Are you new to the world of credit cards and don't know how to start your credit card usage? No problem! Credit card companies thought about you and issued plastics for consumers with no credit history. If you want to start your credit usage, you can easily get a plastic for no credit and begin spending now and paying back later!

  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
  • Shop Brand Name Electronics.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.6
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Chosen cards:
  Bank Name
Card Name
Credit HistoryAnnual Fee Application Processing Fee Apply
Details
Bad/NoN/A$29.95 Account Activation Fee Apply
Online

See details
BadSee TermsSee Terms Apply
Online

See details
Poor/Limited/No$49N/A Apply
Online

See details
Bad / NoSee SiteSee Site Apply
Online

See details
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QUESTIONS about cards

QDo store credit cards help build credit?...

Store credit cards do help people with poor credit establish or rebuild their credit history if used carefully and wisely.[...]

Many people, who have never had a credit card, think that the bank will turn them down, because they don't have any payment history. But if you have no credit, it is not bad at all! You simply have to start! If you have a steady income, you have all chances to be approved for the plastic for consumers with no history.

As a matter of fact many major companies like Visa or MasterCard offer a great variety of deals for the first time applicants. Everyone has to establish a credit history at some point of time!

If you have a job and can prove that you will be capable to pay back, go ahead and apply for no credit card issued by the bank you have chosen! But beware! Don't fill in too many card applications in order to increase your chances, because it may have an opposite effect. If lenders make an inquiry on your credit report, they may think that you apply for too many plastics because you have lack of cash; therefore you will have difficulties paying back.
Another option you can choose in order to establish your credit is to get a secured plastic. Plastics of this kind are limited to the amount of money you deposit to your bank account and it is an obvious advantage, because you can't spend more money than you actually have. These cards have a pretty low credit limit, usually about $500. But if you don't abuse your plastics and make all payments responsibly, your limit can be raised to a thousand or two!

Everything is in your own hands! Unfortunately, many of these cards have a pretty high interest rate and almost all of them have annual fees. Don't be disappointed about it! Of course everyone wants to get low APR and no annual fee, but you have to start with something in order to get better deals in the future! Secured cards are simply ideal for those, who are new in the world of plastics, they can really teach you some good spending habits and with their help you can avoid making credit mistakes in the future.

In the process of establishing your history, it is absolutely essential that you do not miss your payments or make any late payments! All your paying information will be reported to major credit bureaus, so as long as you do not carry a large balance from one month to another and pay all your bills on time, you can be sure that you are establishing good credit for the future! If you do everything correctly, you will be able to get good plastics issued by Visa or MasterCard.

Credit Cards by Credit

At AllAboutCredit.net you can search for the best credit cards online and you will definitely find the plastic that suits your tastes, daily spendings and financial condition! You can enjoy low interest rates and nice bonuses!

There is no doubt that you will be able to get the plastic that will be a perfect match for you. It doesn't matter if you have no, bad, fair, good or excellent credit, here at AllAboutCredit.net we have collected the best card applications especially for you!

Excellent credit cards offer the best terms and amazing rewards but require an excellent credit score. If you doubt to be an excellent customer, you can try our cards for good credit, their terms are very attractive.

Fair credit cards are issued for customers wishing to strengthen their credit, while cards for people with bad credit are perfect for customers with credit that needs some improvement. If you are just starting with card deals, you can try cards for consumers with no credit, who wish to establish good history.

Find cards suitable for your type of credit and for your preferences and get the best credit card online! It is fast, safe and very convenient!
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