Visa MasterCard Discovery

Apply for Credit Cards for Those with No History

Are you new to the world of credit cards and don't know how to start your credit card usage? No problem! Credit card companies thought about you and issued plastics for consumers with no credit history. If you want to start your credit usage, you can easily get a plastic for no credit and begin spending now and paying back later!

  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
  • No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms.
  • Instant Response (Delays may occur depending on application data provided).
  • Limited or No Credit? Apply for a Credit Card Today.
  • Earn Great Rewards for Limited or No Credit.
  • Monthly Reporting to major Consumer Reporting Agencies.
  • FREE Credit Management Tools (Includes Your Monthly Credit Score).
  • Initial $500 Credit Limit -- No Credit Check and No Turn Downs.
  • Reports to Major Credit Bureaus So You Can Build or Re-Build Your Credit Rating.
Pick up the cards of your
choice and compare them
Chosen cards:
  Bank Name
Card Name
Credit HistoryAnnual Fee Application Processing Fee Apply
BadSee TermsSee Terms Apply

See details
Poor/Limited/No$49N/A Apply

See details
Bad/NoN/A$29.95 Account Activation Fee Apply

See details
Pick up the cards of your
choice and compare them
Chosen cards:

Latest Card NEWS

Survey Finds Students Lacking In Money Management Savvy
September 20, 2016

A recent survey on students and personal finance found that while many students are confident that they understand the basics of how finances work, they don’t think they do a good job of managing their money, and they lack understanding of how credit works. The US [...]

QUESTIONS about cards

QDo store credit cards help build credit?...

Store credit cards do help people with poor credit establish or rebuild their credit history if used carefully and wisely.[...]

Many people, who have never had a credit card, think that the bank will turn them down, because they don't have any payment history. But if you have no credit, it is not bad at all! You simply have to start! If you have a steady income, you have all chances to be approved for the plastic for consumers with no history.

As a matter of fact many major companies like Visa or MasterCard offer a great variety of deals for the first time applicants. Everyone has to establish a credit history at some point of time!

If you have a job and can prove that you will be capable to pay back, go ahead and apply for no credit card issued by the bank you have chosen! But beware! Don't fill in too many card applications in order to increase your chances, because it may have an opposite effect. If lenders make an inquiry on your credit report, they may think that you apply for too many plastics because you have lack of cash; therefore you will have difficulties paying back.
Another option you can choose in order to establish your credit is to get a secured plastic. Plastics of this kind are limited to the amount of money you deposit to your bank account and it is an obvious advantage, because you can't spend more money than you actually have. These cards have a pretty low credit limit, usually about $500. But if you don't abuse your plastics and make all payments responsibly, your limit can be raised to a thousand or two!

Everything is in your own hands! Unfortunately, many of these cards have a pretty high interest rate and almost all of them have annual fees. Don't be disappointed about it! Of course everyone wants to get low APR and no annual fee, but you have to start with something in order to get better deals in the future! Secured cards are simply ideal for those, who are new in the world of plastics, they can really teach you some good spending habits and with their help you can avoid making credit mistakes in the future.

In the process of establishing your history, it is absolutely essential that you do not miss your payments or make any late payments! All your paying information will be reported to major credit bureaus, so as long as you do not carry a large balance from one month to another and pay all your bills on time, you can be sure that you are establishing good credit for the future! If you do everything correctly, you will be able to get good plastics issued by Visa or MasterCard.

Credit Cards by Credit

At you can search for the best credit cards online and you will definitely find the plastic that suits your tastes, daily spendings and financial condition! You can enjoy low interest rates and nice bonuses!

There is no doubt that you will be able to get the plastic that will be a perfect match for you. It doesn't matter if you have no, bad, fair, good or excellent credit, here at we have collected the best card applications especially for you!

Excellent credit cards offer the best terms and amazing rewards but require an excellent credit score. If you doubt to be an excellent customer, you can try our cards for good credit, their terms are very attractive.

Fair credit cards are issued for customers wishing to strengthen their credit, while cards for people with bad credit are perfect for customers with credit that needs some improvement. If you are just starting with card deals, you can try cards for consumers with no credit, who wish to establish good history.

Find cards suitable for your type of credit and for your preferences and get the best credit card online! It is fast, safe and very convenient!
About Us | Contact Us | Privacy Policy | Terms of Use | Site Map
Copyright © 2001 - 2017 All Rights Reserved. strives to keep credit card information up to date and accurate. However, all the credit card information is presented without warranty and can be changed by the credit card issuers at any time. Click the "Apply online" button to see the online credit card application and to review current credit card terms and conditions. Note that can be compensated by credit card issuers when the visitors apply for a credit card through the website.

* The webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the website are property of their respective owners.

Information in these articles is brought to you by Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles.

Disclosure: Not an access card.