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The best 0% APR balance transfer offer in the month of february

[Thursday, March 3rd, 2011]

Just like it was in the month of January, the best 0% APR balance transfer promotional offers on credit cards from Discover, for the month of February is for a limited period of time only. While one card does not charge a fee on balance transfers, the others offer 0% APR for two years.

Apart from a couple of these offers, there are a number of card companies that have continued with the 0% balance transfer offers that last for over one year.

Best balance transfer offers

The ones who manage to repay the bulk of the card debt within a year are the ones who will benefit the most from the 0% balance transfer from Discover. This offer is for a limited period and will expire on the 28th of February. This is one of the major credit cards, which offers 0% APR on balance transfers for one year and charges no fees on the balance transfers, while other cards charge anywhere between 3% and 5%.

One can save huge sums of money while doing balance transfers which could be in the range of around $30 to $50 by way of fees for every $1,000 that is transferred.  So, on a $3,000 balance transfer one can roughly save around $90 to $150 over and above the amount that is saved on interest because of the 0% interest rate. This offer from Discover for a period of 24 months is the longest offer available at the moment.

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