Visa MasterCard Discovery

Mobile Payments Come to Chevron Stations

[Wednesday, October 28th, 2015]

People fueling up at select gas stations in northern California will soon be able to pay using their smartphones, as a new program from Visa and Chevron rolls out at more than 20 Chevron stations in the region this fall. Silicon Valley and San Francisco are the sites of the mobile payment program launch, which will accept near-field communications (NFC) payments.

Drivers are already used to paying at the pump using their debit or credit cards, but they will now be able to use their phones to make secure payments. Eighty percent of Chevron customers already make payments at the pump via credit or debit card, but as digital payments overtake plastic, people want to use their phones rather than their cards to make payments.

Mobile payments on the move into mainstream

“Mobile payments are moving into the mainstream in the U.S. because, more and more, consumers see the value of using their personal devices to purchase everyday items like groceries and gas,” said Visa’s Jim McCarthy.

Soccer champ Carli Lloyd has signed on for the advertising campaign for Chevron and Visa, and a YouTube video of her paying at the pump with her phone is meant to show how simple it is to pay with a tap.

Transactions are authorized with the Visa Token service. A unique digital code is sent to process payments, so the customer’s actual account information is never exposed. Chevron and Visa are committed to keeping security at the center of the mobile purchase process, as folks are skittish about data breaches that have occurred at major retailers over the past few years.

Gas credit cards offer savings

Besides the convenience of mobile payments, drivers also like using gas credit cards to get the most value from their fuel purchases. Chevron, Shell, Exxon, and other big gas companies offer co-branded credit cards that give savings and rewards for buying gas at their stations.

Other credit cards give reward points for gas purchases, no matter where they are made. This gives the option for people who are loyal to one brand of gas to fuel up and save using a co-branded credit card, while folks who like to gas up wherever is convenient are able to use non co-branded gas rewards cards to garner savings.

Mobile payments are a convenient way for people to fuel up and pay quickly, and they can even get gas rewards when they use the right credit card for the purchase.

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