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Horizon Gold Credit Card

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Credit One Bank® Platinum Visa® for Building Credit
Credit One Bank® Platinum Visa® for Building Credit
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
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WebBank/Fingerhut Credit Account
WebBank/Fingerhut Credit Account
  • No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
  • No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms.
  • Instant Response (Delays may occur depending on application data provided).
  • Apply for a WebBank/Fingerhut Credit Account today. Fill out our easy online application.
  • Low Monthly Payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of the credit.
  • Choose From Over 450,000 items.
  • Shop Great Brands at
  • Get the Credit You Deserve.
  • We just love saying "YES!"
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National Credit Direct
National Credit Direct
  • FREE Credit Management Tools (Includes Your Monthly Credit Score).
  • Initial $500 Credit Limit -- No Credit Check and No Turn Downs.
  • Reports to Major Credit Bureaus So You Can Build or Re-Build Your Credit Rating.
  • 0% APR with Credit Limit Increases Up To $3,500.6
  • Use Merchandise Credit for Thousands of In-Store Products.
  • Low Flexible Payments.
  • Bad Credit - OK.
  • See the Factors Affecting Your Credit Score Each Month -- So You Know What to Fix.
  • Cash Back and Free Merchandise with Reward Points Program.
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Providian Credit Cards and New Choices for Bad Credit

Providian was one of the leading credit card issuers in U.S. In 2005 it was purchased by Washington Mutual and stopped issuing new cards. Providian credit cards were popular as they were easy to get approved for with bad and no credit.

Today you have a variety of options to choose from for low credit score. Banks keep coming up with new solutions that can help you improve or build your credit history. On our site you can compare excellent alternatives to Providian credit cards. Just go to Bad Credit Cards. Even you have been denied before, you can apply for credit cards with one or all of the following features - low intro APR on purchases, monthly credit reporting, instant response to your application and more. Or you can get a prepaid debit card with free direct deposits, free card purchases and bill pay and low or no activation fee. Find out more and choose what is best for you to improve your credit score or build credit history and pay online or at merchants!

Bad Credit History - Choosing between Credit and Prepaid

If you have been denied before, but you do need a credit card to build or improve your credit history or are looking for a secure and convenient payment tool that will save you money, view offers on our site. You can choose a credit card for bad or no credit or get a prepaid debit card, depending on what your priorities are.

Credit cards for limited history usually do not offer low interest rates or high limit. And one has to make sure to pay on time to avoid paying high interest charges and getting into debt. Though credit cards for poor history usually provide credit reporting which helps you build or rebuild credit faster.

Prepaid debit cards have no interest charges, since they do not extend you a credit line. Prepaid reloadable cards help you save money while serving as a convenient and secure payment tool - you can have free direct deposit of your paycheck or government benefits, free card purchases, free bill pay and even build credit. Prepaid cards are also popular since they provide 100% guaranteed approval with no credit check.

Depending on your needs, apply for a credit card for no credit or bad credit, or get a prepaid card on our site. Fill out a secure application form online!

Reasons to Build Credit History

Credit reporting agencies collect all data pertaining to your relationship with creditors. This information is provided to them by lenders and it includes your payment history, credit limits, balances, etc. Every time you apply for a loan or make a credit card application, creditor makes the decision whether to extend you credit and on what terms based on your credit report and score. The higher your score is, the lower the interest rate and the better overall credit terms will be. To be able to qualify for low APR and good terms, you need to build your credit. Your credit score might also be reviewed when you are trying to get insurance, housing or a job. Bad credit unfortunately might lead to a denial or will cost you more if you get approved for a higher interest rate.

Think about your future and do not neglect an opportunity to build your credit. Make sure you get a credit card that sends regular reports to major consumer reporting agencies and keep up good credit habits - make payments on time to all your creditors, do not exceed your limit, etc.

Compare cards for people with bad or no credit on our site, choose what is best for your individual needs and habits and apply online!

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A recent survey on students and personal finance found that while many students are confident that they understand the basics of how finances work, they don’t think they do a good job of managing their money, and they lack understanding of how credit works. The US [...]

Breadwinner Moms Face Financial Challenges

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The National Foundation for Credit Counseling (NFCC) is bringing to light some of the struggles faced by mothers who are the sole breadwinners for their families. These can include reduced income, increased expenses, and poor credit. Citing a Pew Research study, the [...]

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Bad Credit Card FAQs

what can i do with my bad credit? i do not want a secured card. i was told i really can be approved for an unsecured one


Thank you for addressing your requests to our service. At our site, we offer credit cards for bad credit, both secured and unsecured. The latter are offered by leading banks working with subprime consumers. For detailed information on credit cards for limited credit explore our bad credit cards
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